Choosing a Mortgage Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions. Share | Related Content Forecast The market is as unpredictable as the weather. We’d love to help you prepare. Lots of Variables with Fixed-Rate Mortgages When selecting a fixed-rate mortgage, a borrower has to determine how many years to finance the loan. Comparing Mortgage Terms Estimate the total cost in today's dollars of various mortgage alternatives.